Facebook-f Twitter Instagram Youtube

Quick Financial Check-up

Quick Financial Check-up

Just answer honestly; your score will reveal whether you’re in good shape, need a tune-up, or should probably call in an expert.

Each 'yes' answer is worth one point

Part 1: Money Management

1. Do you know exactly how much you spent last month and where it went?
2. Do you regularly spend less than you earn?
3. Do you have a written or digital budget you follow?

 

Part 2: Savings & Emergency Planning

4. Do you have at least 3–6 months of expenses saved for emergencies?
5. Are you saving at least 10–15% of your income for retirement or long-term goals?
6. Do you have savings specifically for short-term goals (vacation, car, home repairs)?

 

Part 3: Debt & Credit

 

7. Do you pay off your credit cards in full every month?
8. Is your total debt (excluding mortgage) less than 20% of your annual income?
9. Do you know your credit score, and is it 700+?

 

Part 4: Investing & Growth

 

10. Do you have an investment plan (e.g., index funds, ETFs, retirement accounts)?
11. Are your investments diversified, not just in one stock or sector?
12. Do you review or rebalance your investments at least once a year?

 

Part 5: Protection & Future Planning

 

13. Do you have adequate health, life, and disability insurance?
14. Have you created or updated a will or estate plan in the last 5 years?
15. Do you understand how taxes affect your income, investments, and retirement?

We look forward to working with you to achieve your goals.

Please get in touch